12 screens · WCAG AA

Balances, spending and transfers in three taps.

Tap through the prototype. Send → contact → amount → confirm. The bottom tabs open the other core screens.

9:41●●●

Everyday account

₹1,14,260.40

September spending

₹47,800

  • Blue Tokai Coffee

    Food · Today

    −₹340

  • Salary · Northline

    Income · Yesterday

    +₹1,48,000

  • Metro card top-up

    Transport · Yesterday

    −₹500

  • Rent · Sept

    Home · 1 Sep

    −₹32,000

  • Nisha Rao

    Transfer · 31 Aug

    −₹2,200

What this screen is doing

Home answers the one question people open a bank app for — how much do I have — before anything else. Actions are three, not twelve.

Task-first IA

  1. 01 · Check balance — 0 taps
  2. 02 · Send money — 3 taps
  3. 03 · See where it went — 1 tap
  4. 04 · Freeze card — 2 taps
  5. 05 · Top up a goal — 2 taps

Tested with

Eight people, five tasks each, think-aloud. Two rounds. The amount screen went from 12 s to 6 s after we moved the quick amounts above the fold.

Prototype only — no bank, no money, no accounts.

Case study

Concept build by Kernel&Terminal — demo data, not a real business